Credit Key

Say goodbye to lengthy approval processes and paperwork—Credit Key’s digital application is quick and seamless. Get an instant decision for a business line of credit up to $50K and pay it back on your terms. Enjoy 0% interest for the first 30 days and as low as 1% after. No setup fees or other hidden fees. Applying will not impact your credit score.

Eligibility requirements:

  • Be an individual applying under your own name
  • Be the owner/signatory of business in application
  • Be a U.S. citizen or resident of minimum signing age in your state of residence
  • Have a FICO®/credit score of 600 or above
  • Have a total annual business income of $40,000 or more
  • Provide your Social Security Number
  • Provide the Employer Identification Number (EIN) of your business
    • If your business is a Sole Proprietorship, you do not need to have a Federal EIN, but will have to document some type of state registration of the business
  • Have a nominated bank account for repayments